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Should I Pay Zakat for my Commited Savings?

My wife has joined college. I'm not taking loan to pay her fee. I have substantial savings which I'm planning to use for her education. All my savings will be used for paying her fees in next 3 years. I would actually end us paying some loan too. Do I have to pay zakat on this saved money which I have committed for my wife's education (knowing that it will be less than total tuition and I'll end up getting some loan) 8.8.2012 17:13

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